作者：Tim J. Boonen, Kenneth Tsz Hin Ng, Tak Wa Ng, Thai Quang Nguyen
期刊：arXiv (Cornell University)
年份：2026
分类：互助与保险
内容概要
We propose a peer-to-peer (P2P) insurance scheme comprising a risk-sharing pool and a reinsurer. A plan manager determines how risks are allocated among members and ceded to the reinsurer, while the reinsurer sets the reinsurance loading.
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