内容概要
We propose a peer-to-peer (P2P) insurance scheme comprising a risk-sharing pool and a reinsurer. A plan manager determines how risks are allocated among members and ceded to the reinsurer, while the reinsurer sets the reinsurance loading.
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原文发表于 arXiv (Cornell University)（2026）。链接指向公开学术数据库或出版方页面，版权归原作者及原出版方所有；如无法访问，可通过篇名在数据库中检索。
